Insurance for Non-Profit Organizations

not for profit insurance saskatchewannot for profit insurance saskatchewan

Each year in Canada, 19 million volunteers generously donate enough time and labour to equal one million full-time jobs. To protect these hard workers and the organizations they support, The Co-operators designed Community Guard with affordable coverage for liability, property damage, Group Benefits, and more.



The Voluntary Sector has Unique Insurance Needs


volunteer insurance saskatchewanNon-profits, charities, and community based organizations have unique needs when it comes to insurance. These organizations typically include both paid staff and volunteers as well as an operating budget. Their insurance needs are complex as each organization’s risk exposures vary.


Studies from across Canada have documented the following common insurance-related challenges in the voluntary sector:


  • Finding affordable insurance coverage
  • Accessing the appropriate coverage; and
  • Having stable pricing for insurance coverage

-Insurance Bureau of Canada


The Co-operators’ solution to these challenges is Community Guard. This package is customized to each organization’s specific needs. Community Guard insurance is the only one of its kind in Canada.


Insurance Coverage to Consider


These are the types of coverage available to non-profit organizations as part of a Community Guard package:


Essential Liability Coverage

For financial protection again lawsuits

 not for profit liability insurance

  • Commercial General Liability
  • Blanket Accident Insurance
  • Tenants Legal Liability
  • Non-owned Automobile Liability


Specialty Liability Coverage

To protect you from claims

 non-profit Specialty Liability Coverage

  • Non-profit Directors & Officers Liability (D&O)
  • Errors & Omissions Liability (E&O)
  • Abuse and Sexual Misconduct Liability
  • Owned Automobile Insurance
  • Umbrella Liability


Property Crime Coveragenon-profit crime insurance coverage

To cover any buildings or other property your group owns


  • Commercial Property Insurance
  • Crime Coverage


Group Benefits

To insure your most important assets: your employees

non-profit group benefits

  • Life and Disability Benefits
  • Health, Dental, and Vision Benefits


Group RRSPs

To help your employees save for retirement

non-profit group rrsp

  • Range of expertly managed investment options
  • Low minimum contributions
  • Simple administration
  • Excellent retirement education for employees



We’ve Got Your Organization Covered


We have specially trained Financial Advisors at O’Reilly Insurance that can tailor a Community Guard package to include everything your volunteer/non-profit group needs, with rates that won’t stretch your budget.

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